Actuarial Services

Jeff Schuh, FSA, MAAA, Vice President and Senior Actuary

Our large client base gives us considerable information and insight on pricing, rating and reserving with respect to market standards. Whether you are conducting a detailed analysis of your pricing methodology or an analysis of your disability block's performance, we can offer advice when and where you need it.

We can assist you with:

• Reserving methodologies – including CGDT implementation, reviewing GAAP and statutory termination and interest rate assumptions
• Claim termination rate studies – actual vs. expected
• Monte Carlo claim modeling – used to determine appropriate block retention levels and appropriate credibility factors for experience rating purposes
• Pricing for special risks – creating pricing models for special situations and innovative insurance and reinsurance products
• Manual rate review
• Adequacy of key pricing factors
• Product development assistances
• Block management advice (dashboard reports, key metrics)

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