Articles: A New Measuring Stick (PDF: 218KB / 4 pages) Read Jeff Schuh’s article on correcting voluntary DI problems Read about Mark Taylor’s contribution to Physical Rehabilitation’s Role in Disability Management, Unique Perspectives for Success More Information: Actuarial Services Claims Services Relationship Management Market Research Underwriting Services Directory of Group Disability staff Disability Sell Sheet Search “Disability Forum” newsletter Browse “Disability Forum” index of articles

Disability insurance is a challenging and volatile product. Changing economic conditions, evolving products, new types of disabilities and many other variables can impact stability and profitability for disability carriers. Reinsuring a disability block of business is a practical and cost effective way to limit a carrier's risk exposure and can allow the carrier to pursue existing or emerging opportunities in the marketplace.

Working with a reinsurer that shares your vision and focuses on your success can also give you access to special services that support your products and simplify your reinsurance administration while allowing you to:

• Protect target surplus
• Limit the variability of results
• Limit the impact of a single claim
• Gain market knowledge

We provide a full spectrum of product offerings, which include:

• Traditional Group LTD
• Voluntary Disability
• Integrated STD and LTD
• Association Disability
• Special Risk Group Disability

Our Disability Reinsurance Team provides our clients with an array of services that can support and enhance their disability efforts. For more information, contact us at 1-800-378-6965.