Articles: • How Reinsurers Can Help Group Insurers in Changing Times (PDF 387KB / 2 pages) • Peering Over The Precipice (PDF 502KB / 8 pages) • Conceive the Inconceivable (PDF: 180KB / 1 page) • Concentration of Risk – Best’s Review Sept. 2003 (PDF: 47 KB / 1 page) • Paying Attention to Concentration – Risk & Insurance Jan. 2004 (pdf: 63 KB / 2 pages)

Product Information: Products & Capacity Customer Support Directory of Life, Accident and Specialty Reinsurance staff White Paper: Managing Net Retained AD&D and AD Exposure White Paper: Voluntary Group Term Life Insurance Group and Individual Life Accidental Death Carve Out (PDF: 60KB / 1 page) Industrial Aid Aircraft Carve Out (PDF: 55KB / 1 page) Turnkey Group Life and AD&D (PDF: 139KB / 2 pages) Group Life and AD&D Reinsurance (PDF: 134KB / 1 page) Requests for Proposal

Scott Machut, Vice President

ING Reinsurance gives you the capacity to compete in today's marketplace. Our knowledge, experience and financial strength allow us to underwrite a wide variety of risks to help you offer competitive products without compromising financial stability.

Our expertise also allows us to be flexible and innovative in providing tailored reinsurance coverage to meet your specific needs and requirements on a treaty or facultative basis, while our Turnkey product offers a quick and cost-effective entry into the Group Life and AD&D market. Professional, responsive support and service completes the picture to give you a competitive edge.

Our Accidental Death Carve-out program is an alternative that allows you to manage your net retained exposure on the more volatile accidental death risk while maintaining the more predictable mortality risks (see the links at right for more details).

Our commitment to you is reflected throughout our line of products and services, and supported by the strength and stability of ING.

For more information please call 1-800-378-6965.